Saturday 18 July 2015

Marijuana Users Insurance Tips Offered By Bucks County Insurance Company

By Malinda Klosterman


General health screening is often a requirement prior to qualifying for an insurance policy. In most cases, your blood and urine is analyzed to check for any traces of banned substances, for instance marijuana. These tests make marijuana users give Bucks county health insurance a wide berth the reason being they fear being arraigned in court to answer charges on the use of prohibited stuff. This need not be the case because you are still in a position to qualify if you obey the suggestions stipulated below.

The law is considerate of such circumstances and this is evident by the provisions provided under the Health Insurance Portability and Accountability (HIPPA) act. This act ensures that your right of privacy is always adhered to at all times. This is great news because there is no room for being worried about being on the wrong side of the law.

In the past, marijuana smokers were at an enormous disadvantage of being eligible for such a cover. Fortunately, nowadays there are firms that offer this even after an individual is tested positive for marijuana. This essentially means that however the result turns out, one is assured that that there is a way forward.

It is imperative to know that premium rates paid are dependent on the degree of marijuana usage. In the event that you are a heavy user, you will not enjoy benefits like affordability and wide range cover offered by a comprehensive package. This means that a non-user is bound to enjoy a lower price as compared to one who does use marijuana.

For recreational users, it is advisable to quit the habit prior to applying for the policy. Marijuana usually stays in the body system for a period of 4 to 8 weeks depending on body metabolism and other related factors. You are advised to refrain for 3 months before applying for a policy as this increases chances of becoming eligible for the cover.

Most people think that smoking marijuana means they cannot get a health policy. This is not the case, and all they need to do is to be informed on how to go about it. Obeying the above recommendations is advised.




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